There are many forms of health insurance, all with many options. Virginia residents seeking medical coverage do not need to be confused. It really is simple. There are two main forms of private health coverage. One is an indemnity, or fee-for-service, healthcare plan. The other is managed healthcare plan.

Fee-for-service private health care plans offer the most flexibility. Policy holders are free to choose whichever doctor or hospital to attend. Once a policy deductible is met, the insurer will pay a portion or all of a service. Fee-for-service plans are most often used by people or families with few visits to a doctor. Virginia health insurance shoppers can keep costs down by selecting only the coverage they need with deductibles and premiums they can afford.

Managed healthcare provides the least flexibility, but the best cost containment. Policy holders are often required to stay within a network of doctors and hospitals to get the best savings. These plans are most frequently used by individuals or families which frequently visit doctors.

Perhaps the best health plans are a combination of fee-for-service and managed healthcare plans, including options for dental, vision, and other coverage.

Request your free medical coverage quote today from Best Virginia Health Insurance. You’ll be surprised how affordable quality health insurance can be.